Private Cash – निजी रोकड़
1. परिचय
Indian Railways में कुछ ऐसे कर्मचारी होते हैं जिनकी ड्यूटी के दौरान जनता से नकद राशि का लेन-देन होता है अथवा जो Railway cash से संबंधित कार्य करते हैं। ऐसे applicable staff के लिए अपनी Private Cash (निजी रोकड़) की घोषणा करने की व्यवस्था है।
इसका मुख्य उद्देश्य यह सुनिश्चित करना है कि कर्मचारी के पास मौजूद व्यक्तिगत नकदी और Railway की नकदी के बीच स्पष्ट अंतर बना रहे तथा Railway cash handling में पारदर्शिता और accountability बनी रहे।
इस विषय का मूल प्रावधान Indian Railway Commercial Manual (IRCM), Para 2429 में है।
2. IRCM Para 2429 – मूल नियम
Keeping of Private Cash in Station Safe, etc. Forbidden
Private Cash को निम्न Railway cash storage places में नहीं रखा जाना चाहिए:
Railway Cash Chest
Drawers
Ticket Tubes
Cash Safes
तथा ऐसे अन्य Railway cash storage places
यदि supervisory staff या inspecting official को ऐसा कोई amount अथवा extra cash मिलता है, चाहे उसे private cash बताया जाए या अन्यथा, तो उसे prescribed procedure के अनुसार Cash Office को remit किया जाना है।
Exam Point
Private Cash को Railway Cash Chest/Cash Safe आदि में रखना allowed नहीं है।
3. किन कर्मचारियों को Private Cash Declare करना होता है?
IRCM Para 2429 के अनुसार Booking Offices, Parcel Offices और Goods Sheds में कार्यरत वे staff जिनकी duties में public के साथ actual cash transactions शामिल हैं, उन्हें अपनी private cash की daily written declaration duty शुरू करने से पहले करनी होती है।
Declaration निम्न में से निर्धारित record में किया जा सकता है:
Station Diary
Cash Book
अथवा इस उद्देश्य के लिए maintained Separate Register
किन specific categories के staff पर यह instruction लागू होगा, उन्हें संबंधित Railway Administration notify करती है।
इसलिए महत्वपूर्ण सुधार
यह कहना उचित नहीं है कि:
"Commercial Department के सभी कर्मचारी Private Cash declare करते हैं।"
सही principle है:
Applicable staff whose duties actually involve cash transactions with the public are required to declare their private cash before taking up duty.
4. Private Cash की सामान्य Monetary Ceiling
Railway Board ने Commercial Circular No. 65 of 2013 dated 17.10.2013 के माध्यम से private cash की ceiling revise की।
| Staff Category | Private Cash Ceiling |
|---|---|
| Stationary Commercial Staff | ₹750/- |
| Mobile Commercial Staff | ₹2,000/- |
बाद में Commercial Circular No. 13 of 2014 dated 24.03.2014 द्वारा यह revised ceiling कुछ specified non-commercial staff पर भी लागू की गई, जो commercial work/cash transaction करते हैं।
LDCE Exam Point
Stationary Staff → ₹750/-
Mobile Staff → ₹2,000/-
5. Private Cash Declaration कैसे किया जाता है?
Applicable staff को duty शुरू करने से पहले अपनी private cash declare करनी होती है।
Declaration में निर्धारित record/register में cash की राशि figures तथा words में दर्ज की जाती है और आवश्यक signature किया जाता है।
उदाहरण
यदि कर्मचारी के पास ₹450/- private cash है, तो prescribed record में:
₹450/- (Rupees Four Hundred Fifty only)
के रूप में declaration किया जाएगा।
यदि applicable staff के पास कोई private cash नहीं है, तो prescribed record में NIL declare किया जाना चाहिए।
6. निर्धारित Ceiling से अधिक Private Cash होने पर क्या होगा?
यह बहुत महत्वपूर्ण examination point है।
Railway Board के Commercial Circular No. 32 of 2017 dated 17.05.2017 ने इस स्थिति को specifically clarify किया।
यदि private cash prescribed ceiling से अधिक है, तो:
Private cash की denominations mention की जाएँगी।
Private cash का purpose mention किया जाएगा।
ऐसी cash को Supervisor से duly verify कराया जाएगा।
इन instructions का पालन न करने पर DAR action may be initiated.
उदाहरण
मान लीजिए किसी applicable staff के लिए सामान्य ceiling ₹750/- है, लेकिन उसके पास ₹1,250/- private cash है।
तो केवल "₹1,250/-" लिख देना पर्याप्त नहीं माना जाएगा। निर्धारित record में अतिरिक्त cash की denominations तथा purpose mention करके supervisor से verification कराया जाना चाहिए।
7. Private Cash की महत्वपूर्ण Staff Categories
Applicable categories Railway Administration द्वारा notify की जाती हैं। Railway training/examination material में उदाहरण के रूप में निम्न categories का उल्लेख मिलता है:
Commercial/Cash-handling Staff
Parcel Clerk
ECRC
Booking Clerk
Goods Clerk
Siding Clerk
Ticket Collector (TC)
Head Ticket Collector (HTC)
Chief Inspector of Tickets
CTI
TTE
Conductor
अन्य applicable train staff
अन्य applicable categories
Guard
Assistant Guard
Coach Attendant
Station Master/Assistant Station Master, जहाँ वे commercial work/cash transactions करते हैं
Cash-handling Supervisors
तथा Railway Administration द्वारा notified अन्य categories
यह list illustrative है; इसे पूरे Indian Railways के लिए एक exhaustive statutory list नहीं माना जाना चाहिए। Specific categories संबंधित Railway Administration द्वारा notify की जाती हैं।
8. Supervisory Staff
यदि कोई supervisor cash handling से संबंधित duty करता है और applicable instructions के अंतर्गत आता है, तो उसे भी prescribed manner में private cash declaration करना होता है।
Railway training material में cash-handling supervisors को भी private cash declaration से संबंधित categories में शामिल किया गया है।
9. Train Staff / TTE के लिए Declaration
Train staff के लिए private cash declaration का record station-based commercial staff से अलग prescribed record में हो सकता है।
Railway training material में train staff के लिए relevant train records/EFT-related record में private cash declaration का उल्लेख मिलता है। इसलिए TTE के संबंध में किसी एक पुराने local-format को पूरे Indian Railways में universal format मानना उचित नहीं है।
Exam Point
TTE/Train Staff के लिए prescribed record में Private Cash Declaration की जाती है।
10. Private Cash और Railway Cash में अंतर
यह सबसे महत्वपूर्ण practical principle है।
Private Cash
कर्मचारी की व्यक्तिगत नकदी है।
Railway Cash
Railway की ओर से जनता से प्राप्त/वसूल की गई राशि अथवा Railway account से संबंधित cash है।
दोनों को स्पष्ट रूप से अलग रखना आवश्यक है।
Private Cash को Railway Cash Chest, Cash Safe, Drawers, Ticket Tubes आदि में नहीं रखा जाना चाहिए। यह IRCM Para 2429 का स्पष्ट प्रावधान है।
11. 2024 का महत्वपूर्ण Specific Update – Attendant/OBHS Staff
Private Cash के विषय में बाद में specific category के लिए अलग instruction भी जारी हुआ।
Railway Board के Order No. 2024/ EnHM/ 15/ 01-System Improvement dated 05.07.2024 के अनुसार Attendant/OBHS staff के लिए journey time के दौरान private cash की limit निर्धारित की गई:
| Round-trip Journey Time | Private Cash Limit |
|---|---|
| Up to 3 days | ₹2,000/- |
| More than 3 days | ₹2,000/- + ₹1,050/- for each additional day |
यह instruction Railway Board के 06.12.2018 के OBHS private-cash declaration instructions के continuation में जारी किया गया।
महत्वपूर्ण Exam Clarification
इसलिए ₹750/- और ₹2,000/- को हर Railway employee के लिए एक universal ceiling नहीं लिखना चाहिए।
सामान्य applicable stationary/mobile staff की ceiling अलग है, जबकि कुछ specific categories के लिए Railway Board ने अलग specific instructions जारी किए हैं।
12. Private Cash Declaration का उद्देश्य
Private Cash declaration व्यवस्था के मुख्य उद्देश्य हैं:
Employee की personal cash और Railway cash में distinction बनाए रखना।
Cash transactions में transparency रखना।
Excess/unaccounted cash की पहचान करना।
Supervisory checking को आसान बनाना।
Railway cash handling में accountability सुनिश्चित करना।
13. Exam के लिए सबसे महत्वपूर्ण Points
याद रखने योग्य Facts
Q. Private Cash से संबंधित मुख्य Commercial Manual Para कौन-सा है?
Ans. Para 2429
Q. Private Cash कहाँ नहीं रखना चाहिए?
Ans. Railway Cash Chest, Drawers, Ticket Tubes, Cash Safes आदि में।
Q. Applicable staff को private cash कब declare करनी होती है?
Ans. Duty शुरू करने से पहले daily.
Q. Stationary Commercial Staff के लिए सामान्य ceiling कितनी है?
Ans. ₹750/-
Q. Mobile Commercial Staff के लिए सामान्य ceiling कितनी है?
Ans. ₹2,000/-
Q. ₹750/- और ₹2,000/- की ceiling किस Railway Board Commercial Circular से revised हुई?
Ans. Commercial Circular No. 65 of 2013 dated 17.10.2013.
Q. Specified non-commercial staff तक revised ceiling किस circular से extend हुई?
Ans. Commercial Circular No. 13 of 2014 dated 24.03.2014.
Q. Excess private cash होने पर क्या करना है?
Ans. Denominations और purpose mention करके supervisor से verification कराना है।
Q. Excess private cash के संबंध में यह clarification किस circular में है?
Ans. Commercial Circular No. 32 of 2017 dated 17.05.2017.
Q. Excess private cash के prescribed declaration/verification instructions का पालन न करने पर क्या हो सकता है?
Ans. DAR action may be initiated.
Q. Private Cash नहीं होने पर क्या declare किया जाता है?
Ans. NIL.
Q. क्या सभी Commercial staff automatically Private Cash declaration category में आते हैं?
Ans. नहीं। Applicable categories संबंधित Railway Administration द्वारा notify की जाती हैं।
14. One-Line Revision
Private Cash का मूल नियम IRCM Para 2429 में है; applicable cash-handling/public-dealing staff को duty से पहले private cash declare करनी होती है; सामान्य revised ceiling Stationary Staff के लिए ₹750/- और Mobile Staff के लिए ₹2,000/- है; prescribed ceiling से अधिक cash होने पर denominations और purpose दर्ज करके supervisor से verification कराना होता है।
15. Authentic Rule/Reference
Primary References
Indian Railway Commercial Manual, Para 2429 – Keeping of Private Cash in Station Safe, etc. forbidden.
Railway Board Commercial Circular No. 65 of 2013 dated 17.10.2013 – Revision of Private Cash Ceiling.
Railway Board Commercial Circular No. 13 of 2014 dated 24.03.2014 – Extension of revised monetary ceiling to specified non-commercial staff.
Railway Board Commercial Circular No. 32 of 2017 dated 17.05.2017 – Declaration of Private Cash by Staff before taking up duty.
Railway Board Order No. 2024/EnHM/15/01-System Improvement dated 05.07.2024 – Specific cash limit for Attendant/OBHS staff.
Exam Note
Private Cash को केवल "₹750 और ₹2,000 की limit" के रूप में याद करना पर्याप्त नहीं है।
LDCE/GDCE में इस topic से निम्न चार चीजें विशेष रूप से महत्वपूर्ण हैं:
Para 2429 → Declaration before duty → ₹750/₹2,000 ceiling → Excess cash में denomination + purpose + supervisor verification.
और specific category के लिए 05.07.2024 Attendant/OBHS instruction को अलग से याद रखें।
Private Cash – Indian Railways
Commercial Department | LDCE/GDCE Examination Notes
1. Introduction
In Indian Railways, certain employees are required to handle cash or have direct cash transactions with the public as part of their official duties. Such applicable staff are required to declare their Private Cash before taking up duty.
The purpose of this system is to maintain a clear distinction between the employee's personal cash and Railway cash and to ensure transparency and accountability in cash handling.
The basic provision relating to Private Cash is contained in Para 2429 of the Indian Railway Commercial Manual (IRCM).
2. IRCM Para 2429 – Basic Rule
Keeping of Private Cash in Station Safe, etc. is Forbidden
Private Cash must not be kept in Railway cash storage facilities such as:
Railway Cash Chest
Drawers
Ticket Tubes
Cash Safes
Other places meant for keeping Railway cash
If any amount or excess cash is found by supervisory or inspecting staff, whether claimed as private cash or otherwise, the prescribed procedure for dealing with such cash is to be followed.
LDCE Exam Point
Private Cash must not be kept in Railway Cash Chest/Cash Safe or other Railway cash storage places.
3. Who is Required to Declare Private Cash?
As per IRCM Para 2429, staff working in Booking Offices, Parcel Offices and Goods Sheds whose duties involve actual cash transactions with the public are required to make a daily written declaration of their Private Cash before taking up duty.
The declaration may be made in the prescribed record, such as:
Station Diary,
Cash Book, or
A separate Private Cash Register maintained for this purpose.
The specific categories of staff to whom the instructions apply are notified by the concerned Railway Administration.
Important Clarification
It is therefore not technically correct to state:
"All Commercial Department employees are required to declare Private Cash."
The safer rule-wise statement is:
Applicable staff whose duties involve cash transactions with the public are required to declare their Private Cash before taking up duty.
4. General Monetary Ceiling of Private Cash
Railway Board revised the Private Cash ceiling through Commercial Circular No. 65 of 2013 dated 17.10.2013.
| Staff Category | Private Cash Ceiling |
|---|---|
| Stationary Commercial Staff | ₹750/- |
| Mobile Commercial Staff | ₹2,000/- |
Subsequently, through Commercial Circular No. 13 of 2014 dated 24.03.2014, the revised ceiling was extended to certain specified non-commercial staff who perform commercial work or cash transactions.
LDCE Exam Point
Stationary Staff → ₹750/-
Mobile Staff → ₹2,000/-
5. How is Private Cash Declared?
Applicable staff are required to declare their Private Cash before commencing duty.
The amount of Private Cash is entered in the prescribed record/register in figures and words, along with the required particulars and signature.
Example
If an employee has ₹450/- as Private Cash, the declaration may be recorded as:
₹450/- (Rupees Four Hundred Fifty only)
If the employee has no Private Cash, NIL should be declared in the prescribed record.
6. What if Private Cash Exceeds the Prescribed Ceiling?
This is an important examination point.
Railway Board Commercial Circular No. 32 of 2017 dated 17.05.2017 specifically clarified the procedure where Private Cash exceeds the prescribed ceiling.
In such a case:
The denominations of the Private Cash should be recorded.
The purpose for carrying the excess cash should be mentioned.
The cash should be duly verified by the Supervisor.
Failure to comply with the prescribed requirements may lead to DAR action.
Example
Suppose the applicable ceiling for a particular employee is ₹750/-, but the employee is carrying ₹1,250/- as Private Cash.
Merely recording "₹1,250/-" is not sufficient. The prescribed record should contain the denominations and purpose, and the excess cash should be verified by the Supervisor as required.
LDCE Exam Point
Excess Private Cash → Denominations + Purpose + Supervisor Verification
7. Important Staff Categories
The specific categories are notified by the concerned Railway Administration. Railway training and examination material includes examples such as:
Commercial/Cash-handling Staff
Parcel Clerk
ECRC
Booking Clerk
Goods Clerk
Siding Clerk
Ticket Collector (TC)
Head Ticket Collector (HTC)
Chief Inspector of Tickets
Chief Ticket Inspector (CTI)
TTE
Conductor
Other applicable train staff
Other Applicable Categories
Depending upon the nature of duties and applicable Railway instructions, categories may also include:
Guard
Assistant Guard
Coach Attendant
Station Master/Assistant Station Master performing commercial work or cash transactions
Cash-handling Supervisors
Other categories notified by the Railway Administration
Important Note
This should not be treated as an exhaustive all-India statutory list. The applicable categories are determined/notified by the concerned Railway Administration.
8. Supervisory Staff
Supervisory staff who are covered by the applicable Private Cash instructions are also required to declare their Private Cash in the prescribed manner before taking up duty.
Exam Point
Private Cash declaration is not limited only to junior commercial staff; applicable supervisory/cash-handling staff are also covered.
9. Train Staff / TTE – Private Cash Declaration
For train staff, the method of Private Cash declaration may differ from the station-based commercial staff because of the nature of their duties.
The declaration is made in the prescribed train record/EFT-related record, as applicable.
Railway training material refers to declaration through the relevant train records, including the record foil/reverse of the last-used EFT in the prescribed arrangement.
Exam Point
Train staff/TTE → Private Cash is declared in the prescribed train record/EFT-related record.
The exact record format should be understood with reference to the applicable Railway instructions rather than treating one local format as universally applicable across all Railways.
10. Private Cash vs. Railway Cash
This distinction is extremely important.
Private Cash
Cash personally belonging to the Railway employee.
Railway Cash
Cash belonging to Railway, including amounts collected/received on behalf of Railway in the course of official duties.
The two must be clearly distinguished.
Private Cash must not be kept in Railway Cash Chests, Cash Safes, Drawers, Ticket Tubes or other Railway cash storage places.
This is a fundamental requirement under IRCM Para 2429.
11. Important Specific Update – Attendant/OBHS Staff
A later Railway Board instruction introduced a specific Private Cash limit for Attendant/OBHS staff during journey time.
Railway Board Order No. 2024/EnHM/15/01-System Improvement dated 05.07.2024 prescribed:
| Round-trip Journey | Private Cash Limit |
|---|---|
| Up to 3 days | ₹2,000/- |
| More than 3 days | ₹2,000/- + ₹1,050/- for each additional day |
This instruction is a specific provision for the concerned category and should be read separately from the general stationary/mobile staff ceiling.
Important Examination Clarification
Therefore, ₹750/- and ₹2,000/- should not be described as a universal ceiling applicable to every Railway employee.
The general revised ceiling for applicable Stationary/Mobile staff is ₹750/- and ₹2,000/- respectively, while specific categories may have separate Railway Board instructions.
12. Purpose of Private Cash Declaration
The Private Cash declaration system serves several purposes:
To maintain a clear distinction between employee's personal cash and Railway cash.
To ensure transparency in cash handling.
To identify excess or unexplained cash.
To facilitate supervisory checking.
To maintain accountability in Railway cash transactions.
To prevent personal cash from being mixed with or stored along with Railway cash.
13. Most Important LDCE/GDCE Questions
Q1. Which IRCM Para deals with Private Cash?
Answer: Para 2429.
Q2. Where should Private Cash not be kept?
Answer: It should not be kept in Railway Cash Chest, Cash Safe, Drawers, Ticket Tubes or other Railway cash storage places.
Q3. When should applicable staff declare Private Cash?
Answer: Before taking up duty, on a daily basis as prescribed.
Q4. What is the general Private Cash ceiling for Stationary Commercial Staff?
Answer: ₹750/-
Q5. What is the general Private Cash ceiling for Mobile Commercial Staff?
Answer: ₹2,000/-
Q6. Which circular revised the Private Cash ceiling to ₹750/- and ₹2,000/-?
Answer: Railway Board Commercial Circular No. 65 of 2013 dated 17.10.2013.
Q7. Which circular extended the revised ceiling to specified non-commercial staff?
Answer: Railway Board Commercial Circular No. 13 of 2014 dated 24.03.2014.
Q8. What is required when Private Cash exceeds the prescribed ceiling?
Answer: The denominations and purpose should be recorded and the excess cash should be verified by the Supervisor as prescribed.
Q9. Which circular clarified the procedure for excess Private Cash?
Answer: Railway Board Commercial Circular No. 32 of 2017 dated 17.05.2017.
Q10. What may happen if the prescribed requirements for excess Private Cash are not followed?
Answer: DAR action may be initiated, as provided in the relevant instructions.
Q11. What should be entered if the employee has no Private Cash?
Answer: NIL.
Q12. Are all Commercial Department employees automatically covered by the Private Cash declaration requirement?
Answer: No. The applicable staff categories are determined/notified according to the relevant Railway instructions and the nature of their duties.
Q13. Is ₹750/- or ₹2,000/- a universal limit for every Railway employee?
Answer: No. These are the general revised limits for the applicable Stationary/Mobile categories. Specific categories may be governed by separate Railway Board instructions.
14. Quick Revision Table
| Point | Correct Answer |
|---|---|
| Basic IRCM Para | 2429 |
| Stationary Staff – general ceiling | ₹750/- |
| Mobile Staff – general ceiling | ₹2,000/- |
| Declaration | Before taking up duty |
| No Private Cash | NIL |
| Excess cash | Denomination + Purpose + Supervisor Verification |
| Ceiling revision | CC No. 65/2013 |
| Extension to specified non-commercial staff | CC No. 13/2014 |
| Excess cash clarification | CC No. 32/2017 |
| Specific Attendant/OBHS instruction | 05.07.2024 |
| Attendant/OBHS up to 3 days | ₹2,000/- |
| Additional day beyond 3 days | ₹1,050/- per day |
15. One-Line Revision
Private Cash is the employee's personal cash which must be declared by applicable staff before taking up duty; under the general revised ceiling, Stationary Staff may carry ₹750/- and Mobile Staff ₹2,000/-, while excess cash requires declaration of denominations and purpose with supervisory verification as prescribed.
16. Authentic References
Primary/Important References
Indian Railway Commercial Manual – Para 2429
Keeping of Private Cash in Station Safe, etc. is forbidden.
Railway Board Commercial Circular No. 65 of 2013 dated 17.10.2013
Revision of Private Cash monetary ceiling.
Stationary: ₹750/-
Mobile: ₹2,000/-
Railway Board Commercial Circular No. 13 of 2014 dated 24.03.2014
Extension of revised monetary ceiling to specified non-commercial staff.
Railway Board Commercial Circular No. 32 of 2017 dated 17.05.2017
Declaration of Private Cash by staff before taking up duty.
Clarification regarding excess Private Cash, denominations, purpose and supervisory verification.
Railway Board Order No. 2024/EnHM/15/01-System Improvement dated 05.07.2024
Specific Private Cash limit for Attendant/OBHS staff during journey time.
LDCE/GDCE Revision Formula
PARA 2429
↓
Declare Private Cash Before Duty
↓
Stationary ₹750 / Mobile ₹2,000
↓
Excess Cash = Denomination + Purpose + Supervisor Verification
↓
Specific Categories = Check Subsequent Railway Board Instructions
Important: For examination purposes, the latest applicable Railway Board instructions for a specific staff category should always prevail over a general statement.
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